QCPCA

A Message From The Minister on NAPLAN

In May this year, the first national common tests for literacy and numeracy were administered to around one million students across Australia.

The National Assessment Program – Literacy and Numeracy (NAPLAN) tests replaced the previous state-based literacy and numeracy tests and were agreed to by all education Ministers.

More than 200,000 young Queenslanders took part in these tests covering the areas of language conventions (spelling, grammar and punctuation); writing; reading; and numeracy (including number, measurement, chance and data, space, working mathematically, etc).

In addition to the testing of students in Years 3, 5 and 7, Queensland Year 9 students took part in the literacy and numeracy assessment program for the first time in 2008. This has provided high schools with a valuable new source of student performance information.

Later this year, individual student reports will be distributed highlighting performance in each of the areas covered by the tests.

The results will provide individual students, parents and schools with important performance information.  However, these results should be considered as a snapshot of the broader assessment and reporting processes in place in schools.

I encourage parents to consider the NAPLAN test results as only part of a range of other student performance information, which is collected through school-based assessment programs.

While the NAPLAN tests are an extremely valuable tool in monitoring and reviewing individual, school and system performance, they only reflect the results for students in these point-in-time tests. The results will provide information about individual student results on the testing scale in relation to the national average and the performance of the majority of Australian students.

The first national tests represent a significant step forward in being able to more meaningfully compare student performance across Australia.

Minister for Education, Training and the Arts Hon. Rod Welford

ACSSO Conference 2008

PRINCIPALS, TEACHERS AND P&Cs

INVITED TO NATIONAL CONFERENCE FOR PARENTS

ROYAL ON THE PARK  BRISBANE

2O-21 OCTOBER 2008

WHY PRINCIPALS, TEACHERS AND P&Cs NEED TO BE THERE

For the first time in 10 years, Brisbane will host the ACSSO national conference. This time around, the participation of teachers, principals and school P&Cs will be vital. ACSSO is the peak national council for all state school P&Cs and school communities.

The conference has been designated as a key professional development opportunity for teachers, principals, education and social administrators and parents’ and citizens’ associations and schools.

Theme: How to build family school and community partnerships, the next major step in the Australian education system. These are vital skills for principals, teachers and P&C representatives.

Expert speakers and workshop facilitators will provide schools with a blueprint of how to bring families, schools and the community closer together. Presentations will include:-

National Curriculum

Discuss with the Vice Chair of the new National Curriculum Board, Tony Mackay, how a new national curriculum might work for our state and schools. Discuss what should be in that curriculum, how should it be delivered, how it relates to teachers’ professional development and other key questions.

Hiding Your Light Under a Bushel? Building a Communications Strategy

Hear from expert journalist Brian Johnson how your school can build an effective communications strategy to help you relate to your own staff, your parents, the students and your community.

Values, Religion and Schools

Take part in the panel that deals with values, religion in schools and chaplains. What kind of person do you want your child or students to be?

What a P&C Can Do For Your Life and Work

Hear from Liana Gorman how members of parents and citizens’ groups can lift their skills and confidence and find part time work that suits their family life; how to make our workplaces more inclusive, what bosses can do to overcome the skills shortage and tap into the talent pool.

Fundraising-More than Money

Mandy Stephens will show schools and authorities how the fun can be put back into fundraising and how fundraising can be used to build a better school community.

The National Computer Program - What’s in it for You? What Use is Technology for Our Schools?

Find out how the federal government’s computers programme is working; how new technology can be used to manage your school better and provide a more involving curriculum.

Energy and Water-Saving Your School, Your Kid’s Future

Learn how to conserve energy and water in your school and across the school system

The Debate - Just Letting You Know

Hear Queensland students debate the issues that concern them, throwing a different light on our fundamental assumptions about education and what students think.

OTHER FEATURES

The conference will showcase student’s music skills and a conference dinner and cocktails will help you network with your colleagues and other professionals who can share experiences with you.

WHAT YOU NEED TO DO NOW

As a school or organisation discuss who you should send to the conference. P&C members can go for the discount price of $275 for the two days. These discount places are limited so register online at www.acsso.org.au

ACKNOWLEDGEMENTS

The ACSSO National Conference gratefully acknowledges the assistance of its Queensland affiliate QCPCA, the Queensland Government, BlueScope Water, AMTA, Educational Experience and the Australian Department of Education, Employment and Workplace Relations.

Book Review - Thriving At School

By Dr John Irvine and John Stewart

Thriving at school aims to help children flourish in the crucial early school years and beyond. This easy to read, practical guide is designed to help parents develop their children’s attitudes, values and good habits and so help them become happy and effective learners.

Highly regarded authors Dr John Irvine and John Stewart consider ways to help a child succeed in the classroom, be stimulated to learn, deal with difficulties in the playground, and get on well with others at school and at home.

The authors write: ‘Current research shows that our children’s success in life will depend less on their “traditional” IQ and more on their emotional intelligence – their ability to form successful relationships, be more understanding of others and form a positive outlook on life. They will need the new Three Rs: the values of respect, responsibility and relationships. These values underpin every student’s capacity to thrive at school.’/p>

Topics covered in the book:

• Choosing the right school
• Is your child really ready?
• Thriving as a learner
• Thriving in the classroom
• Thriving in the playground
• Home and the school
• Trouble shooting
• Learning with ‘special needs’

And lots more

Valued at $24.95 from book retailers nationally or at www.finch.com.au

Charters Towers Parent Forum

On Thursday 29th May, the QCPCA Executive team headed to Townsville to begin their journey through to Charters Towers. They were welcomed by our wonderful bus driver our own QCPCA tour guide, Mr Wally Thomasson.

On Friday 30th May, we boarded our bus to travel to Charters Towers. We were warmly welcomed as we visited schools along the way – Vincent State Primary School, Woodstock State Primary School and Charters Towers State High School. Unfortunately, our planned visit to Majors Creek State School did not go ahead, however we were able to meet very briefly with a P&C representative. It was wonderful to have the opportunity to meet and spend a short time talking with Principals, staff, P&C members and some students. It is great to see them all playing a very active role within their school community.

On Friday evening, QCPCA hosted a BBQ dinner at the Charters Towers School of Distance Education for the school community members and invited guests to allow networking in a social setting.  On Saturday, at the same venue, the State Executive meeting was held where the business of the executive was conducted.

The Parent Community Forum was held at the School of Distance Education on Sunday morning. Parents from P&Cs across the region attended, bringing with them questions/issues for discussion. A panel, including Di Loddon (ACSSO Vice President), Greg Dickman (EDS), Kelly Trueman (CPO based in Townsville), Mick Cutler (Regional President) provided answers, as did other members of the audience.  It was a great opportunity for all to network with locals and others from across the State.

Some of the topics / questions that were addressed were; How does a P&C work / Do all regions have CPO involvement / School Maintenance – how it’s managed, minor/major / How do you get community into school / Role of the P&C / What if you can’t get a P&C executive /  QCPCA role in Principal Selection Panel / Audit for P&C Associations / Student Protection Risk Management Strategy for P&Cs / Safety Supervisor Certificates / P&C Insurance and Prep.

Thank you to Northern Regional Council for hosting the weekend. The Parent Community Forum was a great success and the executive will continue to visit regions giving P&C members the opportunity to attend a forum in their area.

Parent Community Forums for 2009 to North West Region - Mt Isa in May and to South Coast Region in November.

Developing A Sun after Strategy

In view of the dangers of overexposure to the sun in Queensland, Education Queensland schools are to develop and implement a school sun protection strategy in which they consider the most practical and effective ways of further enhancing sun protection for students.

The consultative development of the school sun protection strategy may be undertaken as part of the Annual Operational Planning process and so would involve school staff, students, parents and citizens associations, and other interested members of the community.

Schools, depending on how they are organising their Annual Operational Plan document, may frame their sun protection objective and strategies in different ways:

• Schools may include the sun protection strategy in the front of the Annual Operational Plan
• Schools may include only the objective in the Annual Operational Plan, and draw up a policy and action plan as a supporting document
• Schools may have the elements of a sun protection program incorporated across a number of key result areas for example, in health and physical education, safety, or grounds development
• Schools may already have a comprehensive sun protection strategy in place, and will therefore not need to feature it in the Annual Operational Plan

To further support the school's strategy, principals and teachers have been requested to curtail the length and number of assemblies.

Education Queensland has also included a special sub-program in the Departmental Capital Works Program to enhance shade provisions in schools.

All Principals:

Consult with the school community on the development of a sun protection strategy which:

• provides effective educational programs on sun safety and preventive measures;
• maximises the use of available shade for outdoor activities;
• provides flexible planning of activities to reduce, as far as practicable, time spent by students in the sun between 10.00 a.m. and 2.00 p.m.;
• includes shade tree planting and caring programs;
• considers sun protection when determining or reviewing school uniform designs;
• requires the wearing of protective clothing including hats when in the sun during the school day;
• requires the wearing of swim shirts during all water-based activities for students from Prep to Year 7, with the exception of competitions and carnivals;
• encourages the wearing of swim shirts during all water-based activities in all state schools;
• requires all state schools to provide an SPF 30+ broad spectrum water resistant sunscreen for students to use on uncovered areas of the skin, such as the face and the back of the hands for all outdoor activities;
• considers sun protection in relation to parents and citizens association projects and activities; and
• promotes the importance of parents, teachers, ancillary staff and voluntary helpers as role models for students in relation to sun protection strategies.

Education Queensland have advised QCPCA that if swimming lessons are conducted within a fully enclosed indoor facility, this facility already provides protection from the sun and swim shirts are not required.

More information can be sourced from Education Queensland at http://education.qld.gov.au/strategic/eppr/health/hlspr013/

New Laws For Blue Cards

New laws have been introduced about the Blue Card that will disqualify certain people upfront from applying for a Blue Card.

While the Working with Children Check remains the same, the changes will affect your obligations and those of your paid employees and volunteers engaged in child-related activities.

Under the new laws it is an offence for a ‘disqualified person’ to apply for a Blue Card so if your paid employees or volunteers are applying for the first time, or are renewing their card, you are now required to provide applicants with a warning to this effect and sign a declaration on the application form that this warning has been given.

The Blue Card application forms have been updated and you will need to discard any old application forms. New forms and the related schedule of fees will be available on the Commission’s website or by calling the Blue Card Contact Centre.

From 2 June 2008 only applications submitted on the new applications will be processed.

To assist you in explaining these new laws to your staff the following information sheets are available:

Obligations for Employers Information

Obligations for Applicants/Cardholders Information

Information Sheets and frequently asked questions can be accessed by visiting www.bluecard.qld.gov.au  or by calling the Blue Card Contact Centre, Monday to Friday between 8.00am –5.00pm on 1800 113 611 or 3247 5145 This information provided by the CCYP&CG)

New Model Constitution

Message to P&C Associations and Principals

Education Queensland has launched a new model constitution for P&C Associations that meets the requirements of the Education (General Provisions) Act 2006. P&C associations are required under the Act to have a constitution.

The 2008 P&C Model Constitution will replace your current P&C Constitution.

Your P&C Association must adopt this model constitution by the end of Term 3,2008.

Please follow steps 1 to 5 listed below to adopt this constitution. The model constitution can be accessed from the department's policy register (EPPR) or by clicking on http://education.qld.gov.au/strategic/eppr/community/cmrpr002/

If you have any questions in regard to the new model constitution, contact the community participation officer (CPO) in your Education Queensland Regional or District Office.

Step 1

Call a special meeting of your P&C Association for the purpose of adopting the constitution. This meeting can be held before your scheduled General Meeting for expediency and all members MUST receive at least 7 days notice that the meeting is to be held.

Step 2

Print a copy of the new model constitution. The areas which must be completed by your P&C are shaded.

Save an electronic copy of the model constitution as <<2008 Name of School P&C Constitution>

Step 3

Insert the details for your P&C association.

You can only make changes to the shaded text in the document which appears as Shaded Text.

To select the existing text, place your cursor in the relevant part of the grey area. Then, simply type in your own text or choose one of the options given by deleting information that is no longer relevant.

Step 4

Complete the approval letter and send an electronic copy of it and your constitution to your CPO in your relevant region or district office.

Step 5

File a hard copy of your P&C model constitution until such time as you receive your approved copy back from your region or district office.

If you have a question about the new model constitution, please contact your local Education Queensland regional office please click on the link below:

CPO and QCPCA Contacts - http://qcpca.org.au/parent_talk/documents/aname.pdf

New Version Of Volunteers Tax Guide

The Tax Office has released a new version of its guide Volunteers and tax (NAT 4612-04.2008).

Volunteers and tax helps individuals and non-profit organisations that deal with volunteers by explaining the tax treatment of transactions that commonly occur between them and their volunteers.

Payments such as honoraria, allowances and reimbursements made by non-profit organisations to their volunteers, and the tax treatment of them, are explained. The guide also discusses whether expenses incurred by volunteers are tax deductible. Further guidance is provided for organisations on goods and services tax (GST), fringe benefits tax (FBT) and pay as you go (PAYG) withholding obligations that may arise on transactions involving volunteers.

The new version incorporates the following changes since the guide was last issued in March 2005:

• The GST registration threshold increased from $100,000 to $150,000 for non-profit organisations
• The threshold for withholding from a supplier that does not provide an Australian business number (ABN) increased to $75, excluding any GST. Previously this was $50.
• The ABN withholding rate decreased from 48.5% to 46.5%.
• A valid tax invoice is not required in order to claim GST credits for purchases not exceeding $82.50 (GST inclusive). Previously this was $55.

You can view the Volunteers and tax publication at:

http://www.ato.gov.au/nonprofit/content.asp?doc=/content/8729.htm.

Paper copies can be ordered online or by phoning 1300 720 092 and quoting the NAT number 4612 (which is a unique national identifying number we give each of our publications).

(From the ATO website)

Open Letter To P & Cs Regarding OneShool

We understand people have concerns about online databases; however, The OneSchool system is designed to provide better security than existing systems.  QCPCA was briefed on this new system by Education Queensland in 2006 and has received updates since that time.

The new system is an electronic database of student information. This information was previously stored in a number of systems including paper-based files and the electronic Student Management System.

Principals, teachers and administrative staff at a student's school can access information about that student. I would like to assure you that staff cannot access information about students at other schools.

OneSchool contains students' academic reports, behaviour reports, school extra-curricular activities, student attendance, record of contact with parents/guardians, career aspirations, and family contact details. It does not include additional information about activities outside of school.

It is meant to build better relationships between students and their school by making sure teachers have fast, reliable and secure access to a student's school-related information.

The database has been designed and developed internally and is not available elsewhere or by industry and there are access controls in place.

As it is an upgrade to Education Queensland internal processes only, it was up to each school Principal to ensure that parents were informed.

It's also up to each School Community to decide if photos are to go onto the system or not. There is a form for Parents to sign etc.

Please contact the school principal for further information.

Further information on One School can be sourced at: http://education.qld.gov.au/oneschool/

From QCPCA President Margaret Black

Operations Manual for P & Cs Update

The Operations Manual for P&Cs has been reviewed and redeveloped to ensure an accurate and comprehensive manual to assist P&C members in effectively managing their P&C and its operations.

QCPCA has responded to many questions about a range of topics over the last 12 months and has adapted the manual to suit the needs of all committees across Queensland in this ever-changing society.

The sections of the manual have been changed to:

• Section 1:  Roles and Responsibilities of P&C and its Executive
• Section 2:  Meeting Procedures
• Section 3:  Subcommittees
• Section 4:  Legislation and Policy Documents
• Section 5: P&C Relationship to School
• Section 6:  P&C Associations as Employers
• Section 7: Retail Operations
• Subsection 7.1 Tuckshop Operations
• Subsection 7.2 Uniform Shop Operations
• Subsection 7.3 Bookshop Operations
• Subsection 7.4 School Age Care Operations
• Subsection 7.5 Swim Club Operations
• Subsection 7.6 Fundraising Operations
• Section 8: Legal and Financial Responsibilities
• Section 9: Insurance
• Section 10: Risk Management
• Section 11: Acronyms, glossary and information services

The entire manual has been altered and we recommend that your P & C downloads the new version from our website www.qcpca.org.au. Alternatively, a disc or hard copy may be ordered through QCPCA on 3325 3900.

P & C's and Contracts

The department has clear guidelines for when a P&C can sign a contract.

Section 137 of the Education (General Provisions) Act 2006 (EGPA), states that if a P&C alone proposes to enter into a relevant agreement, before entering into the agreement, it must obtain the written approval of:

• the Minister authorising it to enter into an agreement; or
• the Minister’s delegate, the Principal of an educational institution for which the P&C is formed.

The Minister’s powers under section 137 of the EGPA are delegated to principals.

The Model Constitution (Section 5) and the P&C Operations Manual (Legal and Financial Responsibilities section) state that there are circumstances when the approval of the Minister is required before the P&C can enter into an agreement.

P&C’s are statutory bodies established under the EGPA and are independent of a school. P&C’s are responsible for their own actions. Under the EGPA, court action can be taken against a P&C directly. Thus, damages or costs incurred by a P&C and not covered by the P&C’s insurer must be paid from the P&C’s funds.

Section 141 of the EGPA provides that a member of an association does not incur civil liability for an act done, or omission made, honestly and without negligence under the EGPA and the liability attaches instead to the State.

In order to limit the P&C’s exposure to any contractual liability, the P&C could direct funds raised for specific facilities or services to the principal, in order that the principal would manage all necessary contractual arrangements with the Department’s assistance

QSA Consultation

REGISTER NOW to be involved in the development of the P-12 syllabus and assessment framework.

Who should attend:

• Teachers
• Curriculum leaders, Heads of Department/Curriculum
• Principals, Deputy Principals
• Regional, District and Diocesan Officers
• Education stakeholders
• Community members

Outline

The Queensland Studies Authority is developing a P-12 syllabus and assessment framework which will include:

• P-12 syllabus design principles
• P-12 assessment policy
• Year 10 guidelines
• P-3 framework

This consultation on the progress of these key components will inform educators and community members of the P-12 framework and provide opportunities for comment and discussion. It aims to build a greater understanding of the range of initiatives being developed and implemented by the QSA, including syllabus design, assessment, the position of Year 10, and the P-3 framework, which together progress a P-12 approach to teaching and learning.

Information will be provided about the implications of the national curriculum on the work of the QSA and the its role in the context of a national curriculum.

This consultation will also reinforce QSA's role in supporting teachers and working with schools through the ongoing maintenance and development of syllabuses, assessment and certification.

More information including dates and venues for these sessions, can be found at: http://www.qsa.qld.edu.au/syllabus/5656.html

Southport SHS

Automotive students at Southport State High are keenly awaiting a special delivery at their “big shed” that is certain to give them a lift.

A new electric car hoist will be the latest addition to the school's manufacturing, engineering and furnishing trades centre. Popularly known as the “big shed,” the centre was built through a $33,000 DETA School Community Development Fund grant (SCDF).

The successful grants program is now almost completed, having had a high level of parent and community involvement in deciding future school facility needs. 

Southport State High head of design and technology, Peter Brose, says the  hoist will be in heavy demand. "Most of our students get traineeships with local firms and we need to simulate the real workplace to be effective," he said.

In fact, in the last two years no less than 15 of the school’s 18 trade focused students undertaking manufacturing training have gained traineeships, an impressive strike rate.

Southport State High is one of 1292 schools funded for around 2700 projects under the one-off $50 million SCDF program, part of the Tomorrow's Schools - Providing for a Smarter Future package.

The broad variety of facilities installed with grants ranges from outdoor learning areas to sports or arts equipment, furniture upgrades to new kitchens and tuckshops. Many schools were funded for a number of projects.

In the Burnett region, grants of $19,500 to Isis District State High’s Learning Enhancement Centre have produced more space and resources – and more relaxed teachers and students.

Head of Learning Enhancement, Debi (correct) Stone, says special education students not only benefit from improved programs but spend recess periods “relaxing, enjoying computers, playing cards and other games, watching interesting videos and just talking. This is really important for our students with autistic spectrum disorder.”

New learning areas also incorporate improved staff facilities. “These are much appreciated now that we are such a busy area, offering much more to students in foster care and indigenous tutoring, as well as those with literacy, language and numeracy difficulties,” said Debi.

The facilities program was praised by the Queensland Council of Parents and Citizens Associations. “This has been a wonderful initiative. Our affiliates have reported great outcomes for their community, in areas that would otherwise have not had funding to improve,” said Council president, Margaret Black.

Student Protection Risk Management Strategy

All P&Cs should have endorsed their Student Protection Strategy at a P&C meeting by the 30th June 2008. P&Cs, in conjunction with the Principal, should have discussed ways of implementing and managing the requirements that are outlined within the Strategy.

Where to from here?

• Once endorsed the Principal, as site Manager, needs to retain a copy of the Strategy on file. The Strategy also needs to be accessible to all volunteers and employees eg: on the school website, copy in the sign on register etc.
• QCPCA does NOT need a copy of the document, It is  the site manager (Principal) who needs to ensure compliance.
• Ensure that volunteers sign in and out at activities.
• Ensure that the training component is effective and being completed.
• Ensure a Register of training conducted, is kept up to date.
• Ensure all school staff i are aware of the requirements for volunteers.
• Ensure processes for Blue Cards are in place and the Blue Card register is up to date.
• Ensure all P&C based activities, have a high risk plan completed when necessary.
• Ensure information is accessible to all volunteers and P&C employees.
• Ensure change of contact name for Blue Card notifications is completed and sent to the Commission for Children and Young People & Child Guardian (CCYP&CG). 

Do we have to do this every year? YES

• Complete the checklist before every AGM to ensure everything is ready and in place for the following year
• The Strategy MUST be endorsed under General business at every AGM as part of the requirements outlined by the CCYP&CG (to be updated annually)
• The checklist must be signed and given to the Principal as a statement from the P&C that requirements are in place and maintained.
• QCPCA will ensure an updated version is available on its website at the end of January every year for P&Cs to utilise

Working with children suitability check (Blue Cards) is not a requirement of QCPCA but, more importantly, legislation under the Commission for Children and Young People and Child Guardian Act. As such if there are specific enquiries regarding Blue Card requirements and processes you will need to contact the CCYP&CG for confirmation and advice on 1800 688 275

What are the P&Cs obligations?

P&C officers and members must exercise their powers and discharge their duties with a degree of care and diligence that a reasonable person would exercise if they:

• Were a director or officer of a corporation; and
• Occupied the office held by, and had the same responsibilities within the corporation, as the director or officer.

The test of the reasonable person is a basic principle of common law and is a way to assess what the community expects.

Decisions made honestly and with integrity can always be defended

Relief from a breach is possible where it can be demonstrated that:

• the decision of the office bearer was made in good faith for a proper purpose,
• The officer did not have a material interest in the subject matter,
• The officer had informed themselves about the subject to the extent they believed appropriate,
• The officer rationally believed the judgement was in the best interests of the association.

The duty to act in good faith attempts to assess the expected outcome of the actions taken.  This duty implies that actions are always in the best interests of the association and for a proper purpose.  Care always needs to be exercised to ensure that actions fall within the law e.g:

• Those who steal from or commit fraud against the association will attract the full rigor of criminal law.
• Legislation relating to liquor sales, art unions, gaming, copyright, defamation, environment and local government regulations apply.
• The Reasonable Person Test is used to assess duty of care, skill and diligence.
• Discrimination against others on the grounds of sex, impairment, age, race, marital or parental status.

Volunteer Thanks

QCPCA has many wonderful volunteers that assist P&Cs at Branch, Regional and State level within the organisation. As we approach our Regional and State AGMs we would like to take the opportunity to congratulate and thank these hard working professional volunteers for all their assistance over the last 12 months. Some will continue in roles within their Region or at State level and to those volunteers we look forward to working with you again. To those volunteers who are not continuing we wish you well in your future endeavours.

Westpac Community Treasurers Awards

There are hundreds of thousands of community groups in Australia who rely on the unsung and unpaid labour of honorary treasurers.

Responsible for the financial wellbeing of their organisation, they often go above and beyond the call of duty to make sure ends meet.

Recognising this, the Westpac Community Treasurers' Awards have been established to show appreciation of the immense contribution community treasurers make to their community groups, the community sector, and to Australia.

This national competition is designed to unearth three unsung community treasurers who fulfill the duties of ensuring good financial management, good financial governance and good financial outcomes.

Awards will be given for treasurers in three budget classes:

• Small organisations - For organisations with an annual income of less than $10,000 per annum
• Medium organisations - For organisations with an annual income of between $10,000 and $250,000 per annum
• Large organisations - For organisations with an annual income of more than $250,000 per annum.

Who can apply: Those chosen to receive a Community Treasurers' Award must be the treasurer of a community group that is an incorporated association that has been in existence for a minimum of two years. (Westpac has informed QCPCA that P&C Treasurers are eligible even though P&Cs are not an incorporated body in Qld)

The winner in each class will win $5000 for their organisation and an impressive trophy to recognise their achievements.

Thirty random entrants in Victoria, Queensland, Western Australia and New South Wales will receive a free place in one of Westpac's popular Beyond Survival financial seminars

Closes: September 10, 2008

Website: http://www.ourcommunity.com.au/files/TreasurersAward.pdf